Buy your home, without the banks.
A lending platform for crowdfunding individual home loans.
Introducing liquidity, assurance & diversification to private debt securities.
Coin Sale
Our Partners
Roadmap
Compiled an initial team
of software engineers
Prototyping and
exploration of Blockchain
ecosystem
2017
High level,
service-oriented
architectural planning of
the Estatio Platform
2017
Extensive feasibility
analysis
Continued research and
refinement of COIN
Continued product
development
2017
Integrate with various
proprietary software
systems
Integrate with third-party
Blockchain escrow
services
2019
Continue R&D for
prepayment assumption
ML algorithms
Hire regional directors to
oversee operations in
initial locations
Establish disaster
recovery protocol and
scalability testing
2019
In-depth architecture proposed
and reviewed by third party auditors
Establish end-user focus groups
Complete selection of
cloud infrastructure and
development technology
partners
Customized investor portfolio
suggestions recommendation
algorithm design
2018
Initiate marketing and
promotional campaign
Hire a comprehensive
team of software developers
to be assigned to
the development
2018
Continued ongoing research
and refinement of COIN and marketing strategies
Initiate development
ESTO Network Website
and MVP
Initiate the tender process
for outsourcing of
marketing
2018
TECHNOLOGY
Why Blockchain?
PAYMENT REMITTANCE
Fast, inexpensive and
secure value transfer
Blockchain payment remittance
technology transfers value with
unprecedent efficiency. Ideal
for international fixed-income
investments, like FMS.
COINZING MORTGAGES
Tearing down the
barriers of security
Secure a mortgage, or
anything for that matter, is now
fast and efficient. No longer
requiring heavy fees, large
investment banks and the
multitude of other middlemen
associated with the old,
inefficient securing process.
FINANCING
Crowdfunding +
Blockchain technology
Blockchain technology protocol
enables peer to peer financing
like never before. Now financing is completely
trusted, transparent and
secure.
Estatio presentation
ADVANTAGES
How is ESTATIO different?
FOR HOMEBUYERS
FOR PRIVATE & INSTITUTIONAL
INVESTORS
FOR ESTO COIN HOLDERS
What is Estatio?
Estatio allows users to coinize their required mortgage loans into
thousands of Fractional Mortgage Shares, opening the ability for
homebuyers to originate their loan capital from a global network of B2C,
crowd funding investors. By circumventing the banking system and
streamlining the process, Estatio can significantly lower interest rates for
consumers while giving ordinary investors and savers access to the same
profit model that has fuelled banking corporations to become some of the
most powerful organizations in the world.
Lower mortgage rates
Access to international capital
Fast, easy & transparent
Hybrid, user friendly platform
Profitability
Safety & assurance
Liquidity
Complete transparency
Diversification
FMS Transaction fees
Network currency
Incentive economics
Supply & demand
PROBLEM
Getting a mortgage is challenging and frustrating, and for many
creditworthy individuals around the world - it’s often impossible.
Furthermore, the profit model behind mortgage loans and Mortgage
Backed Securities is one of the most lucrative business models in existence.
Despite this, banking corporations around the world consistently exploit
consumers with price gouging, collusion, and even interest rate
manipulation. This much-centralized authority is irresponsible, and we
believe these profits belong to the consumers - the homebuyers and
investors - instead of the middlemen (the banks)